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Account Officer 1

11/18/2025

The Account Officer 1 is responsible for achieving loan volume targets while ensuring profitability and sound credit quality. This includes soliciting microfinance loan accounts, analyzing loan applicants, and coordinating with other units for loan processing.

Working Hours

40 hours/week

Company Size

10,001+ employees

Language

English

Visa Sponsorship

About The Company

BDO is a full-service universal bank in the Philippines. It provides a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management, and Remittances in the Philippines. Through its local subsidiaries, the Bank offers Leasing and Financing, Investment Banking, Private Banking, Rural Banking, Life Insurance, Insurance Brokerage, and Stock Brokerage services. BDO's institutional strengths and value-added products and services hold the key to its successful business relationships with customers. Its branches remain at the forefront of setting high standards as a sales- and service-oriented, customer-focused force. BDO has one of the largest distribution networks, with more than 1,600 operating branches and over 4,500 ATMs nationwide. Through selective acquisitions and organic growth, BDO has positioned itself for increased balance sheet strength and continuing expansion into new markets. As of 30 June 2022, BDO is the country's largest bank in terms of total resources, customer loans, deposits, and assets under management. BDO is a publicly listed company (PLC), with its shares currently being traded at the Philippine Stock Exchange under the symbol “BDO”. BDO Unibank is regulated by the Banko Sentral ng Pilipinas. https://www.bsp.gov.ph For concerns, please visit any BDO branch near you or reach us through any of the channels listed in the Consumer Assistance page of our website: https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

About the Role

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

Actively solicit microfinance loan accounts to meet the business needs of the customer
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
Initiates credit and collection activities to ensure credit quality of accounts
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
Ensures adherence to the bank’s policies and procedures
Execute sales and/or marketing activities that will achieve volume targets
Attends to inquiries and other requirements of the clients
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Perform other functions that may be assigned to him/her

Qualifications:

Graduate of any 4 year degree course
Possesses good selling, communication and customer service skills.
Must have basic mathematical knowledge.
With high integrity.
Preferably familiar with computer software including word processing & spreadsheets.
With fieldwork and sales experience on Microfinance, an advantage.
Preferably can drive a motorcycle.

#LI-EM1

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 23656

Key Skills

SellingCommunicationCustomer ServiceMathematical KnowledgeIntegrityComputer SoftwareFieldworkSales ExperienceMicrofinanceDriving