Question
5-10

Sales - Field Underwriting Territory Representative

11/24/2025

The role involves underwriting by analyzing risks, pricing, and making informed decisions on commercial business. Additionally, the representative will market and solicit business to build strong agency relationships and lead strategic growth within the territory.

Salary

94500 - 159600 USD

Working Hours

40 hours/week

Company Size

1,001-5,000 employees

Language

English

Visa Sponsorship

No

About The Company
The Cincinnati Insurance Company, operating since 1950, stands among the nation's top 25 property casualty insurer groups based on net written premiums. The group markets business, home and auto insurance products through a select group of independent insurance agencies in 46 states and the District of Columbia. The Cincinnati Life Insurance Company subsidiary actively markets life and disability income insurance and annuities in all states except New York. • Empowered field representatives work from their homes in the same communities as those agents and the policyholders we serve. • Field representatives provide local services including marketing support, claims service with a human touch, loss control advice and boiler inspections. • Associates at our Fairfield, Ohio, headquarters support these field representatives with managerial, administrative, underwriting and technical expertise. Other available careers include finance, technology, law, human resources and customer service. Like us on Facebook at: http://www.facebook.com/CincinnatiInsurance Please refer to our Social Media Terms of Use for additional guidelines. https://www.cinfin.com/terms-conditions#SocialMedia
About the Role

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we are looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you are ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

With a commitment to excellence and building strong agency relationships, our Sales and Marketing department is looking for a property and casualty field territory underwriter. As a field-based underwriter, you will play a critical role in evaluating, assessing, and pricing risks while leading profitable growth for our agency partners in your territory. This position is for our Raleigh/Wilmington, North Carolina, territory.

Positions serving territories away from our headquarters in Fairfield, Ohio are fully remote.

The pay range for this position is $94,500 - $159,600 annually. Our competitive compensation package is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

  • underwrite: analyzing risks, pricing, negotiating, and making informed decisions on commercial business
  • market: selling & soliciting of business across all the business units available within the territory to build a strong, diverse agency relationship
  • develop the territory: leads territory in strategic plan development, ownership, and execution of enterprise-wide growth and profit within territory, including new agency appointments
  • lead agencies: achieves deep relationships with and understanding of each assigned agency relationship to build a diverse and profitable portfolio, delivering on our vision to be the best company serving independent agents by consistently being present within agency offices
  • provide leadership: partners with and leads other field disciplines within designated agency relationships to ensure their success by communication, support, and collaboration with team members 
  • research the market: stays updated on industry trends, market conditions, emerging risks, primary competitors, and effectively communicates and makes informed decisions based on this information 


Be equipped with:

  • strong analytical and problem-solving skills
  • excellent communication and interpersonal abilities
  • ability to work independently and make sound decisions
  • willingness to travel and visit agencies within territory regularly
  • strategic business plan development skills
  • passion for leading
  • a valid driver’s license

Bring education and experience from:

  • bachelor's degree or 5+ years of industry experience
  • proven experience in underwriting, a minimum of 2 years of multiline commercial underwriting experience, more than 3 years preferred
  • relevant insurance industry certifications (e.g., Certified Insurance Counselor (CIC) or Chartered Property Casualty Underwriter (CPCU), professional selling) are a plus
     

Enhance your talents 

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career. 

 

Enjoy benefits and amenities 

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.

 

Embrace a diverse team 

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights. 

Key Skills
Analytical SkillsProblem-Solving SkillsCommunication SkillsInterpersonal AbilitiesIndependent WorkDecision MakingStrategic Business PlanningLeadershipRisk AssessmentNegotiationMarket ResearchCollaborationAgency Relationship ManagementInsurance UnderwritingCommercial Business UnderstandingEmerging Risks Awareness
Categories
SalesFinance & AccountingCustomer Service & SupportManagement & Leadership
Benefits
Annual Cash BonusStock Incentives
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