Merchant Risk Underwriter

Guesty is the all-in-one platform helping hospitality businesses around the world automate, optimize, and scale their operations. We’re a fast-growing global startup that’s transforming how the industry works — from guest experience to business growth.

With a powerful suite of features and integrations with 150+ industry partners — including Airbnb, Vrbo, Booking.com, Expedia, Google Travel, and many more — Guesty empowers property managers to deliver top-tier guest experiences while running more efficient, data-driven operations.

We’re proud to have over 900+ team members across 16 countries worldwide, all working together to build the future of hospitality technology.

If you’re looking to grow your career in a dynamic, global, and impact-driven environment, we’d love to hear from you. 

We are looking for a Merchant Risk Underwriter to join the Payments team.

Join us for working in a fast-growing underwriting payments team in the derivatives business unit.

Responsibilities

• Review and underwrite merchant accounts.
• Assess risk based on business type and expected volumes.
• Review supporting documents for completeness and accuracy.
• Review credit profiles and other financials to support risk.
• Analyze previous processing statements to determine accurate parameters and potential exposure.
• Calculate potential exposure and make reserve recommendations as needed.
• Adhere to bank, federal, and card brand policies when reviewing accounts.
• Provide secondary analysis on escalated accounts.
• Communicate with the Team Manager on decisions, and escalate as needed.
• Perform periodic reviews of existing accounts for re-underwriting.
• Communicate with our users and help them to complete the application and clarify any questions they may have.

Requirements

Must have:

• Bachelor's degree in Finance, Business, or a related field.
• Previous experience in Underwriting with a strong Payments background (at least 2 years)- Must have experience.
• Outstanding ability to analyze and solve problems and good coordination and communication.
• Good understanding of compliance and AML regulatory applicable laws.
• High-level Excel knowledge- Advantage.
• Fast learner with a positive attitude and a team player.
• Decisive yet open to learning.
• Good presentation skills.

Nice to have:

• Relevant certifications (e.g., Certified Risk Manager) are a plus.
•  French language

Guesty is proud to be an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants regardless of race, color, religion, sex, age, national origin, disability, veteran status, pregnancy, sexual orientation, or any other characteristic protected by law.