5-10

Team Head

12/2/2025

The Team Head supervises Credit Analysts in evaluating corporate risk assets and ensures high standards of credit due diligence. They review credit proposals and collaborate with other team heads to manage account quality.

Working Hours

40 hours/week

Company Size

10,001+ employees

Language

English

Visa Sponsorship

About The Company

BDO is a full-service universal bank in the Philippines. It provides a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management, and Remittances in the Philippines. Through its local subsidiaries, the Bank offers Leasing and Financing, Investment Banking, Private Banking, Rural Banking, Life Insurance, Insurance Brokerage, and Stock Brokerage services. BDO's institutional strengths and value-added products and services hold the key to its successful business relationships with customers. Its branches remain at the forefront of setting high standards as a sales- and service-oriented, customer-focused force. BDO has one of the largest distribution networks, with more than 1,600 operating branches and over 4,500 ATMs nationwide. Through selective acquisitions and organic growth, BDO has positioned itself for increased balance sheet strength and continuing expansion into new markets. As of 30 June 2022, BDO is the country's largest bank in terms of total resources, customer loans, deposits, and assets under management. BDO is a publicly listed company (PLC), with its shares currently being traded at the Philippine Stock Exchange under the symbol “BDO”. BDO Unibank is regulated by the Banko Sentral ng Pilipinas. https://www.bsp.gov.ph For concerns, please visit any BDO branch near you or reach us through any of the channels listed in the Consumer Assistance page of our website: https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

About the Role

JOB SUMMARY

The Team Head is responsible for supervising the Credit Analyst in their daily conduct of credit evaluation of the Bank’s corporate risk assets across bank products. He/She will also be responsible of ensuring that the Credit Analyst is conducting the highest standards of credit due diligence on all corporate and commercial banking accounts with credit facilities as documented via the credit proposal.

RESPONSIBILITIES

Supervises and monitors the credit evaluation of Credit Analysts to ensure that all borrowing accounts under the portfolio are appropriately reviewed, evaluated, and risk-rated in a prompt and timely manner.
Reviews all Credit Proposals, Executive Summaries, and Financial Analysis that will be produced by the Credit Analyst to ensure review quality.
Provides relevant inputs to the credit proposals to achieve risk reward balance in the corporate/commercial loans portfolio.
Works closely with the other team heads in anticipating any deterioration in quality of an account or group of accounts within the portfolio and ensure that the pertinent accounts are downgraded/upgraded in a timely manner.
Performs other duties that may be assigned from time to time.

QUALIFICATIONS

Bachelor’s degree relevant to the job, such as, but not limited to finance or business-related courses.
At least (5) five years of actual credit evaluation/ risk management experience in a bank/financial institution.
At least 1-year actual lending experience with a bank/other lending institution.
Must be willing to work onsite and be assigned in Makati/Ortigas/Binondo

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 24730

Key Skills

Credit EvaluationRisk ManagementFinancial AnalysisCredit ProposalsSupervisionTeam CollaborationDue DiligenceCorporate BankingCommercial BankingLending ExperienceQuality ReviewAccount ManagementRisk RatingProblem AnticipationPortfolio ManagementCommunication