Question
Full-time
0-2

Data Scientist - Risk Platform

12/18/2025

The role involves optimizing predictive machine learning models for credit risk scoring and analyzing key metrics to determine risk. Additionally, the candidate will create reports and dashboards to monitor model performance and maintain the credit risk model platform.

Working Hours

40 hours/week

Company Size

1,001-5,000 employees

Language

English

Visa Sponsorship

No

About The Company
Cermati Fintech Group (CFG) is a fast growing financial technology company group established in April 2015. We're on a mission to build a more inclusive financial future by making financial products more accessible to people across Indonesia. Our businesses span a wide range of services including financial product aggregation, financing, cash loans, insurance brokerage, as well as mutual fund and bond investments. We launched our first product, Cermati, a financial services aggregator, in 2015. Since then, we've expanded rapidly with the introduction of Indodana (cash loan platform) in 2017, Cermati Protect (insurance brokerage) and Cermati Invest (investment platform) in 2019. In 2024, we introduced a new financing service through Indodana Finance, and rebranded our cash loan platform to Indodana Fintech further strengthening our ecosystem of digital financial solutions. 🔗 Learn more about us at https://cermati.group/
About the Role

Job Description

We’re looking for fresh graduates with experience in manipulating datasets and building statistical models for credit risk by leveraging machine learning techniques. You will partner with business, product, and engineering team to explore, determine, analyze, propose, and solve some of the most challenging business problems in lending and reduce risk. You will perform deep-dive exploration and analysis to find improvements in our existing framework. You will be submerged in a fast-paced environment working tightly in a strong team of data scientists and experience firsthand our robust data infrastructure.

Responsibilities

  • Perform features selection, parameter binning, and optimize custom predictive machine learning models for credit risk scoring
  • Query, process, cleanse, and verify the integrity of data used for analysis
  • Analyze key metrics to determine risk and explore areas for improvements
  • Create reports and dashboards to monitor model impact and performance
  • Help build the variety of data ingredients needed to do modelling effectively
  • Maintain the credit risk model platform which is utilized by the team
  • Provide advice and guidance on potential efficiency gains and new state-of-the-art credit risk modelling methodologies

Qualifications

  • Bachelor degree in an analytical or quantitative discipline (e.g. math, statistics, engineering, computer science), however other disciplines will be considered
  • Experienced in using statistical computer languages such as R, Python SAS, SQL, or advanced MS Excel skills is a plus.
  • Have good communication skills and able to work together in a team
  • Excellent problem-solving skills and have the drive to learn and master new technologies and techniques
  • Willingness to learn new skills independently and have a strong sense of project ownership
  • Not afraid to get your hands dirty to explore data and build statistical models

 

Key Skills
Data ManipulationStatistical ModelsMachine LearningCredit RiskData AnalysisPredictive ModelingData CleansingSQLRPythonSASExcelCommunication SkillsProblem-SolvingProject OwnershipTeam Collaboration
Categories
Data & AnalyticsTechnologyFinance & Accounting
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