Branch Audit Officer (Internal Audit)

2/2/2026

The Branch Audit Officer will be responsible for conducting end-to-end audits on branches and representative offices, validating consumer data, and minimizing deviations in business procedures. They will also conduct field checks and follow up on information regarding incorrect work processes.

Working Hours

40 hours/week

Company Size

1,001-5,000 employees

Language

English

Visa Sponsorship

About The Company

Cermati Fintech Group (CFG) is a fast growing financial technology company group established in April 2015. We're on a mission to build a more inclusive financial future by making financial products more accessible to people across Indonesia. Our businesses span a wide range of services including financial product aggregation, financing, cash loans, insurance brokerage, as well as mutual fund and bond investments. We launched our first product, Cermati, a financial services aggregator, in 2015. Since then, we've expanded rapidly with the introduction of Indodana (cash loan platform) in 2017, Cermati Protect (insurance brokerage) and Cermati Invest (investment platform) in 2019. In 2024, we introduced a new financing service through Indodana Finance, and rebranded our cash loan platform to Indodana Fintech further strengthening our ecosystem of digital financial solutions. 🔗 Learn more about us at https://cermati.group/

About the Role

Job Description

You will be responsible for end-to-end audit process on the branches / representative offices.
Validate consumer data related to the customer acquisition process to determine any indications of irregularities / anomalies
Conduct field checks on the consumer acquisition, application, and collection processes carried out by branch staffs according to Field Audit procedures in order to minimize deviations in business procedures and find potentials of frauds.
Conduct field checks on third parties related to the business process.
Collect the truth of information and supporting evidence to strengthen findings in the field and ensure all chronological sequences of events so that all parties involved can know and recommend any sanctions for irregularities that occur.
Conduct re-checks in the field on reports from Internal parties to ensure that all work procedures have been carried out properly and correctly.
Follow up on information obtained from internal or external parties regarding incorrect work processes.
Account for all findings/validation results independently and professionally.
Be proactive and highly curious

Qualifications

Minimum Bachelor's Degree in any major (Accounting/Law preferred) with a minimum GPA of 3.00.
Have a structured thought process and a strong analytical ability
Willing to travel out of town and province regularly (up to 70% of the time)
Have SIM C is preferred
Comfortable communicating to new people, and generally have a high curiosity towards people's thoughts and behaviors
Experience in auditing in banking / multifinance companies is preferred
Fresh graduates are welcome to apply

Key Skills

Analytical AbilityCommunicationCuriosityAuditingField ChecksFraud DetectionData ValidationStructured Thought Process