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Credit Analyst

2/3/2026

Credit analysts assist commercial lending officers and other analysts by performing credit analysis work and preparing loan memorandums. They also monitor loan agreements and handle other duties and special projects as assigned.

Working Hours

40 hours/week

Company Size

201-500 employees

Language

English

Visa Sponsorship

About The Company

Since 1884, Central National Bank has been serving the Midwest with quality financial advice and solutions that help make our customers and the communities we serve successful. We look forward to helping you achieve your financial goals. CNB is a family-owned bank with locations in 24 Kansas and Nebraska communities. During that time, Central National Bank has grown from having one location in Junction City, Kansas, to become one of the state's strongest banks. This growth has allowed Central National Bank to provide a wide array of valuable products and services that are delivered with leading technology, such as mobile banking and online banking. Best of all, these convenient channels are combined with personal, local solutions from community-minded bankers. Our Mission Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. We Love Where We Live! At Central National Bank we find our employees engaged in the communities they live in. In fact, there’s so many that we can’t possibly list all of the organizations they are involved in on one page, so here’s the top five: United Way, March of Dimes, American Cancer Society, American Heart Association, and Scouts of America. As a dedicated supporter of United Way, Central National Bank strives to have 100% participation in the annual campaign drive. Would you like to join our team? Visit our Careers Page (https://www.centralnational.com/careers) to view current job opportunities! Member FDIC Equal Housing Lender EOE M/F/D/V

About the Role

Description

Our credit analysts are an integral part in maintaining the credit quality of the bank. Full-Time credit analyst will assist commercial lending officers and other analysts by performing credit analysis work, preparing loan memorandums, loan agreement monitoring reports, etc. Other duties and special projects as assigned.

Requirements

Desired Skills:

Good analytical and interpretive skills
Above average written and oral communication skills
Ability to analyze complex financial statements
Ability to logically organize and interpret information from multiple sources
Ability to use personal discretion in time management and workload management with minimal supervision
Proficient in Microsoft Word and Excel
Have a positive attitude and engaging personality
Bachelor of Business Administration degree, preferably in Finance or Accounting

About Central National Bank

Central National Bank was founded in Waco in 1977 as a “neighborhood bank”. After two decades of growth and poised as Waco’s Leading Independent Bank, Central National Bank expanded into Temple and Austin to serve Central Texans along the I-35 corridor from Waco to Austin. With almost 50 years of service and over $1 billion in assets, our customers still find our friendly employees and exceptional customer service indicative of the same hometown bank atmosphere Central National Bank was founded upon. Add to that an unyielding commitment to embrace technology as the ultimate enhancement to professional expertise and personal service, and you have a truly unique style of relationship banking at every level. As Central National Bank embarks on its fourth decade of independent banking, we will continue the hard work and commitment that have been instrumental in our quest to become the leading independent bank for Central Texas and beyond, while we realize that our real success is measured in the relationships developed along the way.

Central National Bank is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status.

Key Skills

Analytical SkillsInterpretive SkillsWritten CommunicationOral CommunicationFinancial Statement AnalysisInformation OrganizationTime ManagementWorkload ManagementMicrosoft WordMicrosoft ExcelPositive AttitudeEngaging Personality