CREDIT REVIEW OFFICER

5/4/2026

Perform credit reviews of agricultural, commercial, consumer, and real estate loans to assess credit quality and risk ratings. Ensure adherence to sound lending practices, bank loan policies, and underwriting procedures.

Working Hours

40 hours/week

Company Size

501-1,000 employees

Language

English

Visa Sponsorship

About The Company

Founded in Miles City in 1953 by William Nefsy, Stockman is a Montana-born company committed to enriching the lives of Montanans and helping our communities succeed. Like Montana, Stockman is distinct in blending traditional, western values with modern conveniences and state of the art technology. We are proud to be your full-service financial partner, serving all your banking, insurance, and wealth management needs. Our people, products, and services are uniquely focused to meet the financial needs of Montanans. Important in our focus is safety and security. We are proactive in taking every precaution to protect you and your family’s hard-earned assets and valuable information. For 70+ years, we've had the honor of serving the people, businesses, and communities of this great state. We’ve remained focused on creating long-standing relationships, and our clients experience the same commitment to service, excellence, and customer satisfaction at all our locations. We look forward to continuing that tradition. On behalf of the Coffee family and all Stockman employees, thank you Montana.

About the Role

Position General Responsibilities:

Under the direction of the Credit Review Director, perform credit review of agricultural, commercial, consumer and real estate loans to assess credit quality, the reasonableness of the risk ratings assigned and the level of adherence to sound lending practices and to the Bank’s loan policy and underwriting procedures. Position requires approximately 40-50% travel, including overnight travel. Knowledge of financial statement and cash flow analysis is necessary for job success. Well developed interpersonal communication skills and ability to maintain confidentiality is critical.

Education, Experience and Certification Requirements

Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.

Basic Qualifications:

Strong commitment to providing exceptional customer service.
Undergraduate degree in accounting, finance or related field, or five years credit review or commercial/agricultural lending experience.
Working knowledge of Word, Excel, Access or related software.
Demonstrated ability to provide information in concise verbal and written formats.

Specific Skill Requirements:

Knowledge of financial statement and cash flow analysis and generally accepted accounting principles.
Familiarity with legal contracts and the Uniform Commercial Code as related to lending and collateral perfection.
Attention to Detail – noticing errors and gaps; documenting and following up on important details.
Applied Learning Ability – understanding new information and complex ideas quickly and without confusion.
Team Playing – willingly collaborating and cooperating with others; developing effective working relationships.
Professionalism – maintaining a professional attitude, image and work ethic.
Written and verbal communication skills – ability to concisely and clearly present critical details.

Dimension of Job:

Perform credit review of agricultural, commercial, consumer and real estate loans to assess credit quality, the reasonableness of risk ratings assigned and the level of adherence to sound lending practices and to the Bank’s loan policy and underwriting procedures.

For full description, which includes physical mental demands please see attachment.

Key Skills

Credit reviewFinancial statement analysisCash flow analysisRisk rating assessmentLoan policy adherenceUnderwriting proceduresInterpersonal communicationConfidentialityMicrosoft WordMicrosoft ExcelMicrosoft AccessUniform Commercial CodeLegal contractsAttention to detailApplied learningTeam playing