Question

Fraud Analyst Salary in Bothell

Market ranges & how to evaluate your offer

$0k – $0k/yr

Most offers in Bothell fall between $256k–$275k depending on seniority, location, and role scope.

Last updated: March 2026Self-reported salaries + labor statisticsBothellConfidence: High
10th
percentile
$0
Median$0
90th
percentile
$0

Local vs National

Bothell$275k
National Average$0k

Bothell

Salary data is self-reported and varies by scope, company, and location. Use ranges, not single numbers.

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Offer sanity-check

Compare your total comp for Fraud Analyst — pick seniority, enter an offer, and preview the layout. Percentiles use your selected seniority when market data is available.

Salary Range for Fraud Analyst

Seniority-level breakdown for this market.

$247k$284k
Low$251k
Typical$266k
High$280k
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Cost of Living in Bothell, WA

Cost of living breakdown for Bothell, WA market.

87avg = 100
Below national cost level

Estimated monthly costs for this basket are about 87% of our comparable national baseline—day-to-day spending tends to go further here.

Overall COL Index

HOUSING+26%
National avg (100)
FOOD-53%
National avg (100)
TRANSPORT-83%
National avg (100)
LIFESTYLE-65%
National avg (100)

Monthly cost breakdown

How the estimated monthly cost bundle splits across categories for a typical Fraud Analyst earner.

$2,126.15/ mo

HOUSING

$1,768.17 USD (83.2% of est. monthly costs)

FOOD

$198.98 USD (9.4% of est. monthly costs)

TRANSPORT

$60.00 USD (2.8% of est. monthly costs)

LIFESTYLE

$99.00 USD (4.7% of est. monthly costs)

Housing

+26%

Housing dominates your budget at $1,768 monthly, with a 1-bedroom city center apartment costing $1,503. Basic utilities add $178 for electricity, heating, and water, while internet runs $68 for high-speed service.

Food & dining

-53%

Food costs are reasonable at $199 monthly, with grocery staples like chicken at $10.93/kg and eggs at $2.80/dozen keeping basics affordable. Restaurant meals start around $15, reflecting typical Pacific Northwest dining without the premium of Seattle proper.

Transportation

-83%

Public transit is straightforward with a $60 monthly pass covering the region's bus network. This price point works well for professionals commuting within the greater Seattle metro area or to nearby tech hubs.

Lifestyle & leisure

-65%

Discretionary spending totals $99 monthly across fitness, entertainment, and coffee culture. Gym memberships cost $27.50, movie tickets run $12, and the local coffee scene prices cappuccinos at $4.75 per cup.

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Remote Pay Bands Explained

Fraud Analyst remote compensation varies significantly based on location-adjusted salary policies versus national pay bands. Companies like JPMorgan Chase and Bank of America typically use location-based tiers, where a Fraud Analyst in San Francisco might earn $85K-$110K while the same role in Nashville pays $65K-$85K. However, fintech companies like Stripe and Square increasingly offer national pay bands, providing $75K-$95K regardless of location for equivalent experience levels.

The hybrid work trend has created new negotiation opportunities for Fraud Analysts, with many organizations adopting three-tier remote pay structures: full remote (90-95% of office salary), hybrid 2-3 days (95-100%), and full office (100% plus commuter benefits). When negotiating remote arrangements, emphasize your ability to maintain fraud detection accuracy and collaborate effectively with compliance teams across time zones, as these roles require real-time coordination during fraud events.

Moving from high-cost metros like New York ($95K average) to lower-cost areas like Austin ($78K average) while maintaining remote work can increase purchasing power by 25-35% for Fraud Analysts. A $90K remote salary in Denver provides equivalent buying power to $120K in Manhattan, while offering access to the same career advancement opportunities at major financial institutions through remote work arrangements.

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Related Roles

How adjacent roles compare in pay and scope.

How to Negotiate Your Offer

Practical steps that move the number without damaging the relationship.

Start your ask above the median. You'll rarely be offered more than you ask, so anchor high and let the employer negotiate you down.

Stronger approach:

  • Start your ask above the median
  • You'll rarely be offered more than you ask, so anchor high and let the employer negotiate you down

Say 'market data puts this role at $X–$Y' — not 'I was hoping for more'. External benchmarks are harder to argue against than personal expectations.

Stronger approach:

  • Say 'market data puts this role at $X–$Y' — not 'I was hoping for more'
  • External benchmarks are harder to argue against than personal expectations

When base is stuck, negotiate equity vesting schedule, signing bonus, or accelerated refresh grants. Total comp has more levers than base alone.

Stronger approach:

  • When base is stuck, negotiate equity vesting schedule, signing bonus, or accelerated refresh grants
  • Total comp has more levers than base alone

Ask for 48 hours to review. This creates time to counter and signals that you take offers seriously — not that you are uncertain.

Stronger approach:

  • Ask for 48 hours to review
  • This creates time to counter and signals that you take offers seriously — not that you are uncertain

Frequently Asked Questions

Common questions about Fraud Analyst compensation.

Entry-level Fraud Analysts typically earn $45K-$65K annually, with financial services companies offering the highest starting salaries. Location and company size significantly impact initial compensation packages.

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